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Home buyer rebates in Ohio

Rebate allowed with conditions

Ohio generally permits buyer-agent commission rebates, but they typically require written disclosure to all parties and your lender's sign-off before closing, and some brokerages cap or refuse them by policy. Commission structures have shifted following recent national real-estate settlements, so rebate availability always depends on your state's regulations and your broker's own agreement. Confirm the terms in writing before signing a buyer-representation agreement.

Rebate path (disclosure required)

What to do in Ohio

  • Use the standard rebate script in Step 2 and cap the buyer-agent fee at 1.5%.
  • Get the rebate written into the buyer-representation agreement and disclosed on the closing statement.
  • Send the rebate terms to your loan officer early — it can change your cash-to-close figure.

What 1.5% is worth in Ohio

$300,000 home
$4,500
potential rebate
$400,000 home
$6,000
potential rebate
$550,000 home
$8,250
potential rebate

Estimates assume a 3% buyer-agent commission baseline negotiated down to a 1.5% cap. Actual amounts depend on your contract, lender limits, and brokerage policy. This page is general information, not legal advice.

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