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Unlock every junk fee section

Your free email revealed one fee: the loan origination / administration fee. The remaining five sections — with dollar ranges and word-for-word scripts — stay locked until you get the Shield.

Unlocked (free): Loan origination / administration fee

Already delivered to your inbox. That's the one free lesson — everything below requires the $99 toolkit.

Stacked processing & underwriting fees

$400 – $1,400

Which duplicate Section A labor lines to strike, and the exact consolidation ask.

🔒 Locked — included with the $99 Shield

Discount points you never asked for

0.25% – 1.5% of loan

How to force a zero-point comparison estimate and run the break-even.

🔒 Locked — included with the $99 Shield

Marked-up third-party services

$150 – $900

The invoice-amount question that removes lender margin from Sections B and C.

🔒 Locked — included with the $99 Shield

Title insurance discount check

$300 – $1,200

The reissue-rate request that title companies only apply when named directly.

🔒 Locked — included with the $99 Shield

Full line-by-line audit checklist

Every section

The order of operations: Section A, then C, then title, then lender credits.

🔒 Locked — included with the $99 Shield

Unlock everything

$99 one-time
  • All five junk fee sections, unlocked instantly on this page
  • Word-for-word lender, agent, and title scripts
  • Full dashboard: Fee Shield, Agent Negotiator, Rate Buydown, Playbook
  • Closing Directive PDF generator
  • $500 savings guarantee — refund if the audit finds less

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